esk mra dispute again surprisingly increased by the end of the year and reached 19.4%. From a historical point of view, this is very high – in the long term, even before 2019, they collected roughly 12% of their income. Then the COVID-19 pandemic hit and, as a whole, the dispute rose sharply all over the world – the state guaranteed income to households, but it was often not covered by the work and there was nowhere to put it (a large part of the service segment was out of the picture). After the end of the COVID 19 pandemic, the number of disputes started to decrease again, but in Esk, in connection with the energy crisis, it surprisingly increased again. And that at a time when the household was known to cut off income even for basic expenses (for example, food). At that time, the average wage dispute rose again, and not for a long time in neighboring Hungary and especially Poland, where the average household has practically nothing.
How is it mon and what does it mean? First of all, I have to tell you that this is an average dispute. And even though we don’t have the detailed results for the group’s loans, it seems that even the average was compared to the wave of inflation and the sharp drop in real wages in 2022 and 2023. She simply did not have a lot of money to pay for it, and for the first time, the dispute arose, especially for households with high incomes. For one thing, it seems that rich Czech households are long-term cautious, not a neighbor in the region – global uncertainty and probably also government deficits have thus led to a strikingly cautious putting money aside. Therefore, the high level of dispute thus shows the superiority of Czech politics. Especially when compared to Poland, monetary policy was secretive – although the rates did not improve (the peak at 7.0% versus 6.75%), from the perspective of a long-term low-inflation period, however, such high rates were not experienced for a long time (the last time was in 1999) .
What is ekat dl? The high rate of dispute is minimal towards 2024 and 2025 is a good start – in terms of consumption, the household will not only be helped by a rising real wage, but at least a slightly decreasing rate of dispute. The question is, how hard should the dispute go? You loan group will probably be a little less due to global uncertainty and due to the drop in annual rates. On the other hand, a striking dream rate dispute (close to the long-term average of around 12%) will hinder the level of the real-year rate. In addition, growing real income can increase the dispute rate even in the average period (which has lagged behind in disputes), and the total dispute rate may thus remain relatively high.
